Your Situation
Common inputs that apply to both scenarios
$
$
5 yrs10 yrs15 yrs20 yrs25 yrs
Scenario A — Buy to Live In
Purchase a home in the suburb you want to live
$
%
%
$
Rates, insurance, maintenance
Scenario B — Rentvest
Rent where you love + own an investment property
$
%
$
%
%
%
%
$
Rates, insurance, management fee (~8% of rent)
Rentvesting wins by
Net Worth Over Time
Total equity and wealth position year by year
Monthly Out-of-Pocket Cost
What you actually pay each month after rental income & tax benefits
Year-by-Year Comparison
Key financial metrics at each milestone year
| Year | Buy: Property Value | Buy: Equity | Buy: Net Worth | Rentvest: Inv. Value | Rentvest: Equity | Rentvest: Net Worth | Difference |
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Key Assumptions & Tax Calculation
How the numbers are calculated
Important Disclaimer: This calculator is for educational and illustrative purposes only. It provides general estimates based on the inputs you provide and a number of simplifying assumptions. It does not constitute financial advice, tax advice, or a recommendation to buy or sell property. Individual circumstances vary significantly. Always consult a licensed financial advisor, mortgage broker, and accountant before making any investment decisions. Past performance is not indicative of future results. Property values can go down as well as up.